body {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 100%;
	color: #000000;
	margin: 0px;
	padding: 0px;
	background-image: url(bkgrnd.jpg);
	background-repeat: repeat-y;
	background-position: center;
}
#holder {
	width: 780px;
	margin: 0 auto  0 auto;
	background-color: #FFFFFF;
}
A:link {color:#336699; text-decoration: none} A:visited {color:#336699; text-decoration: none} A:hover {color:#FF0000; text-decoration: none} A:active {color:#990000; text-decoration: none}